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Two Tips To Help You Get Approved For Your Worker's Compensation Claim

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If you've been hurt at work, it's important for you to receive compensation.  Your injuries could be so severe that they limit your ability to perform your job correctly.  If you find yourself in this situation, it's vital that you file for worker's compensation.  However, if you've never had a worker's compensation claim before, you may not know what to expect.  There are certain things you should do to ensure that your claim will get the stamp of approval.  Use this information to learn more about what you can do to increase the chances that your worker's compensation claim will be approved.

Understand That There Will Likely Be An Independent Medical Evaluation

The first thing you should do when filing a worker's compensation claim is understand that there will more than likely be an independent medical evaluation.  Failing to take this into account could be the very thing that causes your claim to be denied.

Insurance companies who provide worker's compensation to employers need to make sure that your claim is legit before they pay out on it.  These insurance carriers are usually a bit leery about worker's compensation cases because they've dealt with so much fraud in the past.  The purpose of the independent medical evaluation is to bring in an objective, third-party doctor who is not privvy to your medical history.  They will give you an examination to determine whether or not the injury claims that you've made are valid.

That's why it's essential that you be completely honest about your injuries when filing your claim.  Take care not to inflate anything or add injuries that don't really exist.  If you do this and the independent evaluation determines that it was a false claim, the entire case could be thrown out.

Make Sure That Your Actions Match Your Claims

Another thing you should do when filing a worker's compensation claim is make sure that your actions line up with your claims.  For example, if you filed a claim stating that you can no longer walk because you fell on the job, you shouldn't be seen in a public mall going on an hours' long shopping spree.  You never know if the insurance carrier has assigned an investigator to your case who is watching your actions so the case can be denied.

You have what it takes to get the restitution you need.  The next time you file a worker's compensation claim, keep these tips in mind so you can come out on top.